Gehaltswaage

German retirement age

The standard retirement age is 67. It does not yet apply in full to anyone born before 1964: § 235 Abs. 2 SGB VI raises it cohort by cohort, and the table that governs is printed in the statute itself rather than derived from a rule of thumb.

The standard retirement age

§ 35 Satz 2 puts it in one sentence: the standard retirement age is reached at 67 years. For everyone born from 1964 that is simply the rule, with no transition. For everyone born before, it does not yet apply in full — § 235 Abs. 2 raises it cohort by cohort, and the table that does so is in the statute itself.

The standard retirement age by birth cohort (§ 235 Abs. 2 SGB VI; beyond the table, § 35 Satz 2)
BornAge limit
before 1 January 1947(the row before the table)65 years
194765 years and 1 month
194865 years and 2 months
194965 years and 3 months
195065 years and 4 months
195165 years and 5 months
195265 years and 6 months
195365 years and 7 months
195465 years and 8 months
195565 years and 9 months
195665 years and 10 months
195765 years and 11 months
195866 years
195966 years and 2 months
196066 years and 4 months
196166 years and 6 months
196266 years and 8 months
196366 years and 10 months
from 1 January 1964(the statute’s flat age limit)67 years

The first row is not in the table — it is § 235 Abs. 2 Satz 1: anyone born before 1 January 1947 reaches the standard retirement age at 65. Nor is the last row: from the 1964 cohort the table simply ends and § 35 Satz 2’s flat limit governs. Note the step change at 1959 — one month per cohort up to it, two months after.

The step change at the 1959 cohort

The rise is not even. Up to the 1958 cohort the age climbs one month per birth year; from 1959 it climbs two. Anyone born in the second half of the table therefore loses twice as much time per cohort as someone from the first — the gap to the neighbouring cohort is not a rounding artefact.

The table ends at the 1963 cohort. It is not extended: from 1964 the general rule of § 35 Satz 2 resumes. There is no 1964 row, and we do not invent one.

Two groups the rise never touched

§ 235 Abs. 2 Satz 3 exempts two groups from the increase entirely. Anyone born before 1 January 1955 who agreed partial retirement (Altersteilzeitarbeit) before 1 January 2007 keeps the old age limit, and so does a dismissed mining worker who drew Anpassungsgeld. That carve-out cannot be rendered as a table row — it hangs on an agreement rather than on a date of birth — which is why it is stated here in prose.

The qualifying period is the other half

The age limit is only half the entitlement. § 50 Abs. 1 additionally requires 60 qualifying months (5 years), and § 51 Abs. 1 counts only calendar months carrying contributions towards it. If you want to draw earlier, the conditions are on retiring before 67.